Know the Rules Behind DANA and QRIS
Our Terms & Conditions set the rules for opening, using and maintaining your account, including the details needed before access is provided. You must submit accurate account information, complete phone verification when requested and keep your login details private. Wallet activity through DANA, OVO, GoPay and
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QRIS is recorded against the account connected to the transaction, while bank transfer and virtual account references must match the stated account details. We may pause an account check when information conflicts, a payment reference is incomplete or activity needs clarification. Access depends on local law,
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and some account functions may not be available in every Indonesian region. The current wording on this page applies to your use of the bayitoto service unless a specific notice states otherwise. Please read each clause before opening an account or sending a payment.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.